Myccro’s Privacy Policy

At Vendekin Technologies Pvt. Ltd. t/a Myccro and its subsidiaries and affiliates (hereinafter collectively referred to as “Myccro,” “We,” “Us,” or “Our”), we understand the importance of how your information is used and shared. We appreciate your trust that we will handle it carefully and respectfully. This notice outlines our privacy practices.

This Privacy Policy explains how we collect, use, and disclose information when you visit or use our website, https://www.myccro.com/ (the “Site”), and our mobile application under the name Payekin in the UK and US and Myccro in India (the “Application”), collectively known as “Services.”

This Privacy Policy outlines what information will be collected when you access the Services, how it will be used, and how you can manage its collection, correction, and/or deletion. We will not knowingly use or share your information with anyone except as described in this policy. The use of information collected through our Site will be limited to the purposes described in this Privacy Policy and our Terms of Use.

By visiting our Site or providing your personal information by signing up or logging into our Application, you consent to the practices outlined in this policy. Please note that this includes your consent to the processing of any personal information you provide, as described below.

Please review this Privacy Policy carefully. By using our Services, you consent to the use and sharing of your personal information as described herein. IF YOU DO NOT AGREE WITH THESE PRACTICES, PLEASE DO NOT USE THE SERVICES OR OTHERWISE PROVIDE US WITH YOUR PERSONAL INFORMATION.

Some Key Terms

In our Privacy Policy:
- “User(s)” (referred to as “You,” “Your,” “User”) means our user(s) who use our Services.
- “User Content” refers to all electronic data, text, messages, or other materials, including personal data of Users, submitted to the Services by You in connection with your use of the Services.
- “Applicable Data Protection Law” includes the General Data Protection Law, Data Protection Act, and Personal Data Protection Bill.

Applicability of this Privacy Policy

This Privacy Policy applies to information that we collect about you when you use:
- Our websites;
- Our mobile applications for Android and iOS.

What Personal Information About Customers Does Myccro Collect?

Information you provide us:
We receive and store any information you enter when accessing our Services by signing up or logging into our Application, or that you give us in any other way. For example, during account registration, you may provide us with your name, email address, and phone number. We use the information you provide for purposes such as delivering our Services, responding to your requests, and sharing promotional offers from us.

Information we collect automatically:
We collect and store certain types of information whenever you log in to our Application or seek any of the Services. For example, like many mobile Applications, we use location data to provide location-based services, but only with your permission. We may collect information about your device, including a unique identifier and other technical information.

Information from Other Sources:
Our Application may collect information that you submit to any third-party service you access via links within the Services (e.g., “Paytm, Paylo”). We are not responsible or liable for third-party use of such information; please review their privacy policies for more information.

Use of Information

We may use your personal information for purposes including, but not limited to:
- Administering your use of our Services;
- Providing you with the products you explicitly requested;
- Understanding your needs and preferences;
- Resolving disputes or troubleshooting;
- Detecting and preventing identity theft or fraud.

Collection and Use of Non-Personal Information

We may collect non-personal information, which includes data about service usage or user groups without identifying individuals. We may also collect:
- Technical Communication: For secure communication between hardware and the Application.
- Demographical Information: Age range, gender, and other non-identifying data to tailor services.
- Transactional Data: Device type and other transaction data to improve our Services.

Legal Basis for Collecting and Using Information

Our legal grounds for processing your information include:
- Fulfilling our commitments to you under applicable terms or agreements;
- Compliance with legal obligations;
- Legitimate interest in using your information to improve Services;
- Consent where required (e.g., accessing your device’s camera).

Cookies and Similar Technologies

We use cookies to store unique identification information on your computer. You may adjust browser settings to control cookie collection.

Sharing of Information

We may share your personal information with corporate entities and affiliates, third-party service providers, and in connection with legal obligations or legitimate requests from authorities.

Storage and Transfer of Personal Information

Your personal data is stored on our servers in India and may be transferred internationally for processing. By submitting personal information, you consent to this transfer.

Security of Your Information

Myccro uses multiple safeguards to protect your personal information, including encryption for transactions. However, no security measures are 100% effective.

Your Information, Your Rights

You have rights regarding your personal data, such as the right to access, correct, delete, or limit our processing of your data, subject to applicable laws. To exercise these rights, please contact us at dpo@vendekin.com.

Consent

By using the Application and/or providing your information, you consent to our collection and use of information as outlined in this Privacy Policy.

Changes to this Privacy Policy

Myccro may change its Privacy Policy from time to time. We encourage visitors to review this page regularly for updates.

Comments

Myccro values your feedback. If you have any comments or concerns regarding this Privacy Policy, please contact us at Epi Centre, 403, Old Mumbai Highway, Above Royal Enfield Showroom, Near Shoppers Stop, Wakdewadi, Pune 411004, India, or via email at dpo@vendekin.com.

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